Back
in July, I posted about the exchange I had on Facebook with the liberal
lamenting how minimum wage will not support a two bedroom apartment. There was
more to the exchange. Unfortunately, I never got around to finishing posting
the response to my response. So, now that I have all this glorious time on my
hands, I figured it was time to get back into the swing of things and wrap up
some loose ends.
First, her
response:
I understand
your point and agree with it as well, but I was thinking more about the people
who DO have skills but are down on their luck and can't FIND work that suits
their abilities. Yes, those jobs that pay minimum wage are GREAT for unskilled
teens who don't need to necessarily support themselves and a family. There are
a lot of elderly however who are barely existing because they can't make a
decent wage, and they have no one to help them make ends meet. Even $10 an hour
is hardly enough to live on and support a family with these days and there are
PLENTY of jobs for SKILLED workers that only pay $9 or $10. I was referring to
those companies that DON'T pay what a worker is worth, but the workers don't
really have much of a choice but to work for a low wage OR starve, and many of
them are barely eating as it is. I definitely didn't mean to offend you, or
anyone else, [Daddy Hawk], with my post. ;)
I, myself, have
skills, but am not able, at this point, with my health issues, to work enough
hours to support myself. I'm hoping that the improvements I'm trying to make
will allow me to begin to work soon. I'm working on a disability case until I
can get my health back to that point, but I will NOT be able to exist on just
disability, even.
My girls are
sharing living expenses, and I hope that they do work hard to improve their
skills and that they WON'T start families until they either themselves are able
to support one, or until their future husbands are able to do so!
Unfortunately, with my health the way it has been for so long, and with me
being the ONLY parent around, and no one else really playing a role as mentor,
they haven't seen the examples that many kids in the church have been exposed
to, of hardworking parents with skills that help them make a good wage, usually
of a Father who supports the family with HIS skills and a mother who is able to
stay home and be there full time for the kids. We definitely haven't had the
ideal life, but God has provided for us in spite of that. I pray He will help
my girls to learn on their own what they need to know and that they will work
hard and keep their health unlike myself. ;)
Now, I had
originally intended to do a thorough fisking of her response. As I started
drafting my response though, I discovered that there was a lot I wanted to say
that didn’t fit well with a good old fashioned, beat down because her response
didn’t contain enough to work with for a launching point. So, instead, I
decided to just go with a detailed counter response and let fly.
[Facebook
Liberal], first off, you have nothing to apologize for, and you did not offend
me. I took issue with the political agenda behind the image you shared by a
Washington DC based, liberal, lobbying group and expressed my opinion
countering that agenda. The image is rhetoric, pure and simple, and
misrepresents the issue to garner sympathy and support from people who have
neither the time or interest to really understand the issue. Which is exactly
how we wind up with social programs that cost more than the country can afford
and don't work to boot.
Let's take a
close look at the smoke and mirrors behind the image for a moment. As Mark
Twain said, "There are lies, damned lies and statistics." The image
says that nowhere in the US can you afford a 2 bedroom apartment working 40
hours a week earning minimum wage. 40 hours a week at $7.25 per hour for 52
weeks is $15,080 a year ($1256.66 per month). They expect you to assume that a
person earning minimum wage will receive no other forms of assistance so that
they have to rely solely on that meager (you know that's what they are
thinking) amount of money.
No discussion of
earnings would be complete without taking federal and state income tax withholding,
social security or the now federally mandated health insurance requirement into
account. Medicare and SSDI taxes hit your paycheck for 7.65% combined. Federal
income tax withholding claiming 9 deductions is 8% according to my last
paycheck. So, let’s call total withholding something between 15% and 20% for
most people. One week of wages at $7.25 per hour is $290. Net take home without
considering insurance is between $232.00 and $246.50. It's not a ton of money, but it will go farther than you think if you make wise choices.
Insurance is
expensive no matter how you slice it, and it has only gotten worse since
Congress bent us all over a barrel with the “Affordable” Care Act. But, let’s
consider reality for a moment. If you are between 16 and 25 (or 26…I forget the
cut off) [which is also the demographic most likely to be earning minimum wage],
you still qualify for mommy and daddy’s insurance plan. So, you reject the
healthcare coverage offered by your employer (assuming you are lucky enough to
have employer provided healthcare) and continue believing you are invincible because
you are young and employed. The other end of the demographic scale that earns
minimum wage is retirees (those 62 and older). They qualify for Medicare which
is a whole other can of worms that I’m not well versed enough to open.
Next, they want
you to assume that a 2 bedroom apartment is the bare minimum that someone needs
to survive. Perhaps. Perhaps not. The unspoken assumption here is that they
want you to visualize ONE person earning minimum wage HAS to afford a 2 bedroom
apartment to house a family instead of just themselves. Otherwise, why mention
a 2 bedroom at all? I think you and I can agree that a single person can get by
just fine with an efficiency or even a small one bedroom apartment. That's cuts
your rent needs by 30 to 50% easily. So, they obviously expect you to add kids
to the mix so that you feel more sympathetic to the cause. How many? 1? 2? 10?
I won't try to argue that parent(s) + 10 will fit in a one bedroom apartment,
but I will say that you can make mom, dad and 2 or 3 work in a one bedroom.
Now, they expect
you to believe that NOWHERE in the US can you find a 2 bedroom apartment within
the budgetary means of one person earning minimum wage. How exhaustive has
their study been? How many people are really affected by the problem to begin
with? Many a young (or elderly) married couple quite happily share small
apartments without fuss or bother. Before we sold Castle Erickson, there was a
nice young couple (she was an artist and he was an engineering major) who
rented a garage apartment from a neighbor for the low, low price of performing
maintenance around the property as needed. I personally rented a two bedroom
apartment for $425 a month that I shared with a friend. Granted that was 20
years ago, but that dump hasn't gone up that much in rent even ignoring Section
8 assistance. And that completely ignores the movement of people living in
100-200 square foot tiny houses partially or completely off the grid and mostly
debt free (Google "Tiny House Movement" or Tiny Houses...fascinating
concept).
Based on my own
recent research, NICE 2 bedrooms are starting at about $900 a month (roughly
$10,800 a year in rent) in the Collin County suburbs. No minimum wage earner in
their right mind is going to rent a $900/month apartment in the 'burbs, but I
bet they would rent a subsidized apartment for $500/month in the inner city
where there is some public transportation.
To quote someone
else smarter than me whose name I forget, "You can have your own opinions,
but you cannot have you own facts". In my humble opinion, I think we can
safely state that their argument is a factually unsupported opinion covered in
bovine excrement.
Now that I’ve
gotten that out of my system, I can go to town fisking the comments the liberal
did make. Liberal in italics. Me in Bold.
I understand your point and agree with it as well,
No, not really. If you understood and agreed, I
wouldn’t have to fisk the rest of your comments.
but I was thinking more about the people who DO have
skills but are down on their luck
Luck has nothing to do with staying employed. Making
wise choices and working hard are the keys to success. Getting a degree in medieval
French poetry is not likely to lead to a successful, well paying career.
Sitting on your ass checking Facebook every five minutes won’t do it for you
either no matter how wisely you chose your career path. Being valuable to an
employer by having education, skills and experience that benefit an employer’s
bottom line will result in an employer looking for ways to keep you.
and can't FIND work that suits their abilities.
What exactly is this? The only job that matters to
me is the one that earns a paycheck to put food on the table. If that means
sweeping floors or designing airplanes, so be it. Refer back to making wise
choices, if your abilities consist solely of medieval French poetry, it’s time
to work on collecting some other abilities.
Yes, those jobs that pay minimum wage are GREAT for
unskilled teens who don't need to necessarily support themselves and a family.
Minimum wage serves no other purpose than to be an
arbitrary value for unskilled labor.
There are a lot of elderly however who are barely
existing because they can't make a decent wage, and they have no one to help
them make ends meet.
What choices did they make to put them in that
position? I know people just like this; and, as harsh as it sounds, they did it
to themselves. It is not my responsibility (unless they are family) to be the
backstop for their poor retirement planning.
Even $10 an hour is hardly enough to live on and
support a family with these days and there are PLENTY of jobs for SKILLED
workers that only pay $9 or $10.
Choices, choices, choices. You are responsible for
the choices you make. If you are making only $10 an hour, why are you starting
a family? As for the jobs for skilled workers paying $9 or $10 an hour, you
need to back that up with examples. I’ve been in the job market for a month
now, and the only jobs I have seen earning $10 an hour or less are entry level
and unskilled positions. Don’t like the pay, change industries. Entry level insurance
claims adjusting positions pay significantly better than $10 an hour, and they
will train you.
I was referring to those companies that DON'T pay
what a worker is worth,
A worker’s worth is measured by the value he or she
brings to the company. Having said that, every position in any company (from
CEO down to the janitor) has an economic tipping point at which it is more cost
effective to automate, outsource, downsize or otherwise replace an employee who
no longer brings a positive value to the company. Fast food workers are in
danger of pricing themselves out of a market right now. You can go into a fast
food restaurant now, step up to a kiosk, select your own meal, and pay for your
meal without interacting with a human until the food preparer hands it to you.
I have experienced that myself at a couple of different chains so far, and more
will follow suit. Food prep can be automated as well.
but the workers don't really have much of a choice
but to work for a low wage OR starve, and many of them are barely eating as it
is.
There’s that choices thing again. Everyone has a
choice. The number of options you have to choose from depend entirely on your
prior choices. Choose wisely.
I definitely didn't mean to offend you, or anyone
else, [Daddy Hawk], with my post. ;)
Probably not…you just didn’t think before you
blindly posted something ridiculous.
I, myself, have skills, but am not able, at this
point, with my health issues, to work enough hours to support myself.
I understand having health issues after taking care
of The Queen for the last 8 years or so. I also understand that health issues
are often the result of poor choices. It’s not my place to judge your choices,
but I can say it might be worthwhile to examine the choices that got you to
this point.
I'm hoping that the improvements I'm trying to make
will allow me to begin to work soon.
Improvement is good.
I'm working on a disability case until I can get my
health back to that point, but I will NOT be able to exist on just disability,
even.
It would seem you are existing just fine since you
just got married.
My girls are sharing living expenses, and I hope
that they do work hard to improve their skills and that they WON'T start
families until they either themselves are able to support one, or until their
future husbands are able to do so!
Hope doesn’t pay the bills. Teaching your kids the
value of hard work and wise choices both through example and daily interaction
will reinforce the values you want to instill better than anything else.
Unfortunately, with my health the way it has been
for so long, and with me being the ONLY parent around, and no one else really
playing a role as mentor, they haven't seen the examples that many kids in the
church have been exposed to, of hardworking parents with skills that help them
make a good wage, usually of a Father who supports the family with HIS skills
and a mother who is able to stay home and be there full time for the kids.
This sounds like an excuse instead of taking
responsibility for poor choices. So, where is their father? Whose choice was it
to have kids with a deadbeat dad? You have mentors aplenty in the church to
steer your kids towards if you will take the time to build those relationships.
We definitely haven't had the ideal life, but God
has provided for us in spite of that.
God is merciful that way, but He also likes to see a
little initiative and effort on our part.
I pray He will help my girls to learn on their own
what they need to know and that they will work hard and keep their health
unlike myself. ;)
For them to learn on their own???? Are you blind? How
did that work out for you? God put YOU here to teach them and be their example
not to let them learn everything the hard way.